Financing with Hamilton Auto Group

Lease or Finance Your New Vehicle in Portales, NM

In the world of automobiles, there's one question. And there's no right or wrong answer for it. That's because it's a preference. Do you prefer leasing or financing? For some, traditional financing is the only option. For others, they prefer a flexible lease term with the option to buy at the end. However you decide to tackle this financial process is up to you. But each decision has specific benefits behind it. And we'll explain both sides here at Hamilton Auto Group.

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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New Hamilton Auto Group Vehicle?

To Lease or Not to Lease

That is the question. When you shop at any of our auto dealerships near Clovis, NM, you'll always be presented with this option. There are financing deals and lease specials alike, so that shouldn't become a deciding factor. But what will decide your selection are your preferences. Owning or renting? Here are the benefits for each.

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Purchase Timeframe

Leasing Benefits

Leasing a vehicle near Muleshoe, TX, is like renting a car. You'll have it for anywhere between one and three years. During that time, you'll set parameters like mileage limits and term length. These factors will be discussed with a dedicated member of our leasing department and finalized by you. From there, you'll have the freedom to drive one of our new Dodge, Chrysler, Buick, or any of our ten auto brands in stock.

And the good thing is that if you've leased a Dodge Challenger one year, but the next, you see a Chrysler 300 you'd love to take home, we can make it happen. Your lease term allows you to drive what you want in Hereford, TX, when you want to. Early lease turn-ins are possible with Hamilton Auto Group. So you can always have the vehicle you want. And that's the major advantage of leasing a vehicle.

Auto Financing Benefits

If you decide to finance a vehicle near Fort Sumner, NM, then you'll be committed to that one vehicle for the duration of your loan. It can be as little as three years or as long as seven. Sure, you can pay your vehicle off earlier than your maturity date, but the monthly payment is designed to fit what you can afford.

And since the vehicle is yours, you can make it yours. Adding exterior customization features will be your prerogative. Interior design enhancements can be done at your will. And if you decide to sell your vehicle or trade it in, that's your decision as well. You'll have the freedom to do what you please with your car. And that's the main difference between owning and leasing.

 

Flexible Credit Options

We can work around your budget and help you find the vehicle you want. We will apply monthly specials, factory offers, and competitive rates to get your monthly payment at a comfortable amount. If you have a trade, we can supplement that for your down payment. You could possibly drive away with a new or pre-owned car without paying a dime. How does that sound? Let our finance team handle your concerns and get you rolling in a new or pre-owned car today.

Frequently Asked Questions

Will A Pre-Approval Hurt My Credit Score?

Pre-Approvals will not impact your credit score. This process utilizes a soft credit pull. There will be a hard pull once we attempt to find a lender that matches your budget.

You can co-sign a lease or financed vehicle. This will make you equally responsible for monthly payments on the loan or lease term and also hold you liable if no payments are made.

We know that all credit scores are not created equal. We have gotten loans for people on opposite sides of the credit spectrum. We're here to help you get financed for your vehicle, no matter your credit history.

There are some cases where our customers have been able to drive off the lot with a vehicle without a down payment. So yes, it is possible for you to do the same thing. But keep in mind that you may have a higher APR, monthly payment, or both without a down payment.

Our lease options are only available for our new inventory.

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  1. Hamilton Auto Group

    2400 Mabry Dr
    Clovis, NM 88101

    • Sales: 575-762-4427
  2. Hamilton Ford

    2400 Mabry Dr
    CLOVIS, NM 88101

    • Sales: (575) 762-4427
  3. Hamilton Ford

    2400 E Mabry Drive
    Clovis, NM 88101

    • Sales: (575) 762-4427
  4. Hamilton Chrysler Dodge Jeep Ram

    1115 N Chicago Ave
    Portales, NM 88130-5453

    • Sales: 575-356-8581
  5. HAMILTON GM COUNTRY

    42447 US Highway 70
    42447 US Highway 70
    Portales, NM 88130

    • Sales: (575) 366-8815
  6. Hamilton Hyundai

    3300 Mabry Drive
    Clovis, NM 88101

    • Sales: 5759359305
  7. North Point Auto

    3720 N Prince St
    Clovis, NM 88101

    • Sales: 575-742-0347
  8. Hamilton Toyota

    600 W 7TH ST
    Clovis, NM 88101

    • Sales: 575-762-4551
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Get in Touch

  • Contact our Sales Department at: 575-762-4427
  • Monday8:00AM-6:00PM
  • Tuesday8:00AM-6:00PM
  • Wednesday8:00AM-6:00PM
  • Thursday8:00AM-6:00PM
  • Friday8:00AM-6:00PM
  • Saturday9:00AM-6:00PM
  • SundayClosed